Accounts
Your money, with the context to operate.
Manage financial accounts with balances in USD and EUR. See how to receive funds, what is available, and which movements explain each balance, all in one place.
Account opening and receiving routes depend on verification, eligibility, and availability for your company.
18,420
Balances in USD or EUR7,250
Balances in USD or EURFinancial accounts
Organize your balances in USD and EUR.
Create financial accounts to manage your operations by currency. You can have multiple accounts in the same currency and check each account’s balance and movements.
- Balances in USD or EUR
- Multiple accounts in each currency
- Available balance and history by account
18,420
Balances in USD or EUR7,250
Balances in USD or EURReceiving funds
Share the details for each incoming payment.
Check the receiving instructions enabled for your account. Share the details and references for the selected route so the sender knows how to make the transfer.
- Use the instructions enabled for each account
- Compatible routes may accept currencies beyond USD and EUR
- The currency received can differ from the balance credited
Share the details for each incoming payment.
Balances and availability
See what is in your account and what is available.
Check your recorded balance and the amount available to use. Follow your accounts by currency, keeping USD and EUR balances distinct.
- Review recorded and available amounts
- Keep USD and EUR balances separate
- Check an incoming payment’s status while it is processing
Movements and reconciliation
Understand what changed in your account.
Review incoming funds, outgoing payments, and adjustments. Check dates, amounts, currencies, and statuses to understand your balance and identify movements that need attention.
- Review each movement and its status
- Use available references to reconcile your records
- Return to the details of an operation when needed
Customer transfer
Today · 10:42
Quotes
Estimate what may be credited before funds arrive.
When a receiving route involves conversion, check an indicative quote to estimate the amount that may be credited in USD or EUR.
- Review the sending currency and estimated amount
- Check when the quote was requested
- The final credited amount may vary with processing conditions
MXN 10,000
USD 584.20
Corporate cards
Your team’s expenses, within the same operation.
We are preparing corporate cards to support your company’s expenses in Pharos. This feature is coming soon and is not available to contract yet.
- Get updates from our team
- Not available to contract yet
Your team’s expenses, within the same operation.
Frequently asked questions
Questions about accounts
Is Pharos a bank?
No. Pharos is the platform where you manage your financial operations. Financial services are provided through the infrastructure enabled for each product and market.
Which currencies can I hold a balance in?
Financial account balances are held in USD or EUR. Compatible receiving routes may accept other currencies, depending on what is enabled for your account.
Can I have more than one account in the same currency?
You can create multiple financial accounts in USD or EUR to organize your operations, subject to availability for your account.
What do I need to activate a financial account?
Your company must complete the required profile and verification. Activation depends on review, eligibility, and service availability.
Are incoming funds available right away?
Not always. Incoming funds may need to be processed before they are available. Check each movement’s status and your available balance.
Are conversion quotes final?
No. A quote is indicative and does not guarantee the final credited amount. The amount may change when the transfer is processed.
Can I contract corporate cards now?
No. Corporate cards are coming soon and are not available to contract yet.
Receive funds and understand every movement.
Tell us where you receive money and which currencies your company uses. We can discuss the accounts and receiving routes available for your operation.