PharosFinancial operations

A new way to manage your business finances

Get paid, make payments and track your money in one place, whether you work independently or with a team.

Get started with Pharos todayCreate your account in 10 minutes
Illustrative café payment scene with a Pharos card and conceptual terminal

Your business finances in one place

Track what you collect, what you pay and what you have available.

Track your money in each currency

Receive funds in USD and EUR and view your balances and transactions in one place.

  • Accounts and balances in USD and EUR
  • Local receiving through ACH, Wire and SEPA
  • Routes to receive funds in other currencies
  • Available balances and transaction history
  • Quotes to estimate the amount you receive
  • Multiple accounts per currency
Explore accounts

Availability depends on the product, verification and market.

More tools for your business

Pharos
4 connected modulesSynced

Connect your business finances

Bring your accounts, collections, payments and invoices together to track every transaction in one place.

Alex OrtegaAlex OrtegaAdmin
Mina TanakaMina TanakaFinance
Sam OkaforSam OkaforOperations
Dana LeeDana LeeAccounting
Jonas ReyesJonas ReyesFinance
Kai NovakKai NovakOperations
6 people · roles and departments

Bring your team on board while staying in control

Decide who can view, prepare and approve each operation.

Customer pays

Payment received

Pharos

Orchestration Intelligence

dLocal
Mercado Pago
Stripe
+100more
Waiting for a payment

Orchestrate every collection

Connect your gateways and define how to process each payment through Pharos.

+5%

USD account

USD 0.00
-3%

EUR account

USD 0.00

Know your balances

Follow balances and movements by currency, with all your accounts in one view.

AccessPermissionsTraceability

Security in every operation

Controlled access, role permissions, and traceability help you operate with confidence.

Payments across borders

Connect your operation with Mexico, Colombia, the United States, Europe, and Brazil.Availability varies by product and market

InvoiceAISupplierDetected

Review every bill before you pay

Upload a bill and let AI prepare the details for you to review before paying.

Software

Example

USD 95
Your teamComing soon

Corporate cards

Cards for your team’s business expenses. Coming soon to Pharos.

Pharos API
API
Webhooks

Connect your product to Pharos

Integrate collections and movements with our API. Receive events and keep your systems connected.

Frequently asked questions

What you need to know to get started.

Yes, you can use Pharos to manage your business finances, whether you work independently or run a company with a team. Product availability depends on your profile, verification and market.

Get started with Pharos

The next step for your business finances

Create your account in 10 minutes and start operating today.

Products and availability depend on your profile, verification and market.

Example view
Account balanceUSD

USD 128,340.19

Accounts, collections and payments in one view.

Send
Deposit
Request
Upload bill

Invoice collection

Payment link

USD 12,480Paid

Supplier payment

Reviewed invoice

-USD 2,400Approved

Subscription

Monthly collection

USD 840Paid